We offer Wholesale Investors attractive returns that are secured by first ranking mortgages over a diversified selection of New Zealand Real Estate.
Finbase is 100% New Zealand owned and operated, with our Head Office located in Epsom, Auckland. We specialise in offering wholesale investors attractive return investment opportunities that are secured by first ranking mortgages over New Zealand real estate.
We offer two different investment options, tailored to our investor's specific risk and return profile
Hand pick investment opportunities, that fit with your investment goals
Personally choose the opportunity and the security asset to lend against
Fixed Return of 10-11%p.a. paid monthly
Minimum investment of $100,000
Pooled investment with Public Trust overseeing as Trustee, with maximum tax rate capped at 28%
Diversified portfolio of first ranking mortgages across NZ Real Estate
Targeted return of 9%p.a. paid quarterly
Minimum investment of $10,000
Our team have been hand-picked for their talent, experience and track record of success.
A wholesale investor is a person or company that has an understanding of the financial markets, has invested in similar investments before, and meets the legal criteria of what is considered a wholesale investor: Read more here.
The purpose of requiring investors to be classified as wholesale investors is to ensure that they are investing with sufficient knowledge and experience to understand the risks associated with this type of investment. We have created a resource to help you identify what you may qualify as: Learn more.
Finbase has a strong track record of preserving investor capital and has not experienced any loss of investor capital or interest to date. We have strict risk management policies and procedures in place. Past performance is not a guarantee of future success.
A first mortgage is a loan secured against the borrower's primary asset, such as a house or commercial property. The lender is given priority over any other creditors. In the event of default, the lender has the right to repossess and sell the property in order to recoup their losses.
You are investing in a loan secured against real estate. The loan is an asset-backed investment, which means that the invested funds are secured with a first ranking mortgage over the property used as security. Investors receive interest payments on their capital at regular intervals or as agreed upon by Finbase and the investor prior to making the investment.
Finbase lends funds to companies, trusts and individuals with experience in dealing with real estate. We also lend funds to developers for the purpose of bridging or refurbishing existing properties. We carefully assess each borrower’s asset and loan requirements before any loan is approved, and we only offer loans that we deem suitable for our investors.
The maximum LVR we lend up to is 60% of the property value. This helps to ensure that investor capital is secure in times of any market downturn or other unforeseen circumstances.
Yes, Finbase is a Registered Financial Service Provider (FSP1003560). We are registered with the Financial Markets Authority and work to comply with all applicable laws.