Single Investment
Hand pick your investments
Wholesale investors choose the specific opportunity security asset.
Single Investment
Wholesale investors choose the specific opportunity security asset.
You have full control over choosing investment opportunities that fit with your investment plan. Funds are utilised to provide first ranking mortgages to commercial borrowers for the purposes of short term property projects. Investors have security over Finbase's security. Finbase can provide you and your financial adviser with the information required to support your investment journey and help achieve your financial goals.
Finbase cater specifically to private investors, family offices and high net worth individuals who meet relevant wholesale investor criteria.
Our team have been hand-picked for their talent, experience and track record of success.
Our platform allows you to manage all your investments effortlessly in one place.
Finbase caters to wholesale investors only, and the minimum investment requirement is $100,000 for a single investment opportunity.
A wholesale investor is a person or company that has an understanding of the financial markets, has invested in similar investments before, and meets the legal criteria of what is considered a wholesale investor: Read more here.
The purpose of requiring investors to be classified as wholesale investors is to ensure that they are investing with sufficient knowledge and experience to understand the risks associated with this type of investment. We have created a resource to help you identify what you may qualify as: Learn more.
Finbase believes in providing secure investments to our clients. We always ensure that the loan amount does not exceed 60% of the property value and it is secured with a first ranking mortgage registered on the title.
The term of investment depends on the loan being offered. Loans are short-term, the usual minimum being 3 months with the maximum term available up to 1 year. Every loan is different and the terms are always made clear to investors before they make any commitments.
Yes. Finbase gives investors the power to choose which property(ies) their funds are lent against. We will provide full disclosure of information relating to each prospective investment and then you can make an informed decision on whether it is suitable for your portfolio or not.
Finbase does not charge investors any fees to use our services.
Finbase charges an origination fee and ongoing service fees to the borrower. Additionally, borrowers are also required to pay a documentation fee that covers the legal costs associated with setting up the loan agreement.
Although Finbase has never suffered any loss of investor capital or interest, it is important to understand that there is risk involved with investing. These risks could involve the borrower defaulting on a payment, or being unable to exit the asset to recover the full amount of capital.
Finbase takes steps to ensure that all funds invested are secure. We do not lend more than 60% of the property value. However, as with any form of investments, there is always an element of risk involved so it is important to understand these risks.
Yes, we take additional security over the borrower in the form of a personal guarantee. This provides us with an added layer of protection and covers any shortfall should the value of the property not cover the loan amount.
